A nonprofit healthcare cooperative
Keepwell Health Union is a nonprofit, clinician-led healthcare cooperative designed to provide high-quality, humane, and cost-predictable care by removing insurance from routine medical decision-making and confining it to catastrophic risk where it belongs.
We deliver primary care, mental health, urgent care, diagnostics, and care coordination directly to members through employer-based enrollment. The result is a healthcare system that is simpler, more transparent, more humane, and economically sustainable—without denying care or shifting risk onto patients.
Direct access to primary care, mental health, and urgent care without insurance friction or delays.
Reinsurance coverage for rare, high-cost events while keeping routine care simple and direct.
Transparent pricing and stable costs for employers, saving $250-$550 per employee per month.
No shareholders. Member-first governance. Surplus reinvested into better care and expanded access.
Comprehensive overview of the Keepwell model, including organizational structure, scope of care, reinsurance strategy, staffing model, and financial projections.
Read ProposalExecutive summary outlining the problem with current healthcare, the cooperative solution, and the initial launch plan with funding requirements.
Read MemoIn-depth exploration of the fiduciary healthcare model, San Francisco pilot program, financial comparisons, and cost-benefit analysis over time.
Read ConceptThe proposed constitution and master charter for Keepwell defining our core beliefs, responsibilities, membership, governance and general rulebook for our organization.
Read Master CharterComprehensive bylaws template for local Keepwell unions, implementing fiduciary governance, outcome-linked compensation, and immutable principles from the Charter Book.
View Bylaws